9 things Medicare does not cover
Medicare is a federal health insurance program for those aged 65 and above. Here, traditional Medicare (Parts A and B) are doled out based on a fee-for-service arrangement. Part A covers inpatient/hospital coverage, while Part B covers outpatient/medical coverage; however, a deductible and copay may be required for both. Before signing up for health insurance, one must consider their medical needs, as the following services are excluded from traditional Medicare coverage: 1. Custodial care Custodial or long-term care facilities are meant for those with a chronic illness or disability. While they may not require constant medical attention, they may need help with daily activities such as walking, getting in and out of bed, dressing up, eating, using the toilet, cooking their food, and more. However, Medicare, Medigap, and most other insurance plans do not cover these costs. So, those looking for long-term care coverage must explore suitable Medicare Advantage plans. Some people may also be eligible for custodial care under Medicaid. 2. Overseas healthcare Medicare plans also do not cover most healthcare services or products availed outside the country. Under this rule, the jurisdictions recognized for Part A and Part B services include all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, the U.S.
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