9 things home warranties do not cover
Homeowners are constantly concerned about the potential damage their property could suffer and the resulting expenses. They put a lot of effort and research into finding the right home warranty plans to protect them from such unexpected costs. To make the right choice, homeowners work on determining the kind of coverage a warranty can provide. It is, however, equally important to find out about the things a home warranty plan does not cover. 1. Outdoor items Home warranties generally do not cover outdoor fixtures and amenities, such as swimming pools, spas, irrigation systems, or outdoor kitchens. These features are considered separate from the main structure of the home and require additional maintenance and upkeep in addition to the standard ones. Homeowners with outdoor amenities may need to explore specialized coverage options or maintenance plans to ensure comprehensive protection for these assets. 2. Cosmetic issues Scratches and chipped paint can be annoying to look at and deal with. In warranty terms, this constitutes cosmetic damage to the property. It also includes any damage that results from the normal and daily wear and tear to the property. It is considered the homeowner’s responsibility to deal with this daily life damage. Home warranty companies do not take responsibility or provide coverage for such issues.
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